By accessing or using American Benefits Association™, you agree to the following Terms and Conditions.

The trademarks, logos, and service marks (collectively the "Trademarks") displayed on the Site, including American Benefits Association™, are registered and unregistered Trademarks of American Benefits Association™ or others. No license or right to use any Trademark displayed on the Site is granted without the written permission of American Benefits Association™ or other party that may own the Trademarks displayed on the Site. Your misuse of the Trademarks displayed on the Site, or any other content on the Site, except as provided in these Terms and Conditions, is prohibited.

Images displayed on the Site are either the property of, or used with permission by, American Benefits Association™ The use of these images by you is prohibited unless specifically permitted by these Terms and Conditions or elsewhere on the Site. Any unauthorized use of the images may violate copyright laws, trademark laws and other laws.

While American Benefits Association™ makes every reasonable effort to include accurate and up to date information in the Site, American Benefits Association™ makes no warranties or representations as to its accuracy. American Benefits Association™ assumes no liability or responsibility for any errors or omissions in the content of the Site. Prior to acting upon any information contained in the Site, you are encouraged to take whatever measures you deem necessary to ensure the accuracy of any given information.

You acknowledge you are using the Site and all information, links and ancillary components of the Site, AT YOUR OWN RISK. You acknowledge YOU ARE ASSUMING FULL RESPONSIBILITY as a result of using the Site. You acknowledge that use of this Site by you, and any continued reliance upon the Site or any continued relationship developed by continued communication between you and American Benefits Association™, is not contractual in nature. Neither American Benefits Association™ nor any other party involved in creating, producing or making the Site available is liable for any direct, indirect, incidental, consequential or punitive damages arising out of your use or accessing of the Site. Without limiting the foregoing, everything on the Site is provided to you "AS IS" and WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED. Some jurisdictions may not allow the exclusion of implied warranties, so some of these exclusions may not apply to you. American Benefits Association™ also assumes no responsibility, and shall not be liable for, any damages to, or viruses that may infect, your computer equipment or other property on account of your use or accessing of the Site or your downloading of any material from the Site.

American Benefits Association™ has not reviewed all of the sites linked to the Site and is not responsible for the content of any off-site pages or any other sites linked to the Site. Your linking to any other off-site pages or other sites is at your own risk. American Benefits Association™ has not necessarily evaluated the products or services posted or promoted on the Site, and accepts no responsibility or liability in connection with them. Before making any purchase, you may want to seek more information from the seller of the product or service.

American Benefits Association™ may at any time revise these Terms and Conditions by updating this posting. Such revisions will apply to all users of the Site when posted, so you should periodically review this page for our then-current Terms and Conditions.